Four steps you should take to secure your Gmail account right now

id=”article-body” class=”row” section=”article-body”> Lock down your Gmail account to keep your private info safe and sound. 

Derek Poore/CNET From bank statements to personal letters, and even password reset requests, your Gmail account holds an abundance of personal information. If someone were to access it, they’d effectively have access to the rest of your online identity. 

Instead of just hoping that hackers don’t find you, take 10 minutes and secure your Gmail account right now. 

Read more: 6 clever Gmail tricks to cut down on frustration and spam

Now playing: Watch this: Tips and tricks for using Gmail 1:08 Use a strong password

I suspect we’re all guilty of reusing simple passwords at some point — I admit that I used to. But reusing passwords across multiple sites and services is just asking for 투데이서버 your accounts to be hacked. All it takes is a leak or breach at one service, and hackers will begin trying to sign in to all of your accounts.

It’s time to step up your password game. Use unique, randomly generated passwords, for every online account you have. Keeping track of all those passwords is easy when you use a password manager. We have a roundup of the best password managers available, both free and paid, if you need help with deciding which one to use. 

To change your Google account password, visit the Google account security page and click on Password under the Signing in to Google section. Verify your password if prompted, then enter your new password — generated by your password manager — and click Change password.

Set up two-step verification on your Google account. 

Screenshot by Jason Cipriani/CNET Enable two-step verification

Without two-step verification,  hackers only need your password to access your entire Google account — including YouTube, 리니지프리서버추천 Gmail and 리니지프리서버추천 Google Pay. And remember, if you reuse the same password for multiple services, they could get it from a data breach or through a phishing scam. 

With two-step verification, sometimes called two-factor authentication, hackers would need your password and a randomly generated six-digit passcode or physical access to your phone before they could gain access to your account. 

Turn on 2SV by visiting your Google account security page and clicking on 2-Step Verification. 

With 2SV set up on your account, it greatly reduces the chances of someone accessing your account. 

Screenshot by Jason Cipriani/CNET Follow the prompts until you reach the section in the screenshot above. Once there, decide whether you want to receive push alerts in the Gmail app to approve login requests (the default option), or if you want to use random passcodes. Using alerts in the Gmail app is easier, but it means you have to have your phone nearby at all times. You’ll also need a connection to approve the alert. So, if you’re somewhere where you have no bars — like on a plane, for instance — you’ll need to be connected to Wi-Fi. 

If you choose to use a passcode, you can receive it via text message or access it in a password manager. I use a password manager to manage my 2SV codes so I can access the codes on any device, regardless of whether I have a data connection on my phone. 

If you opt to use alerts, click Try it now. You should receive an alert on the phone that was listed on the screen. Follow the rest of the prompts to complete setup. 

If you want to use passcodes, however, click on Choose another option and then Text message or voice call. 

Enter your phone number, and then enter the code to activate two-step verification. After entering the code and clicking a few more buttons, 투데이서버 2SV will be turned on. 

Scan the QR code to add your 2SV codes to Authenticator or your password manager. 

Screenshot by Jason Cipriani/CNET But, wait, you’re not done yet. Though 2SV via texted passcodes is more secure than not using 2SV at all, I recommend using push alerts if possible. SIM-swap fraud is becoming more common, allowing hackers to take over your phone number and receive 2SV codes meant for you. 

If you must rely on passcodes, take a few extra minutes and set up an Authenticator 투데이 app for your Google account. You can either use Google’s Authenticator app or a password manager. Click on Set Up under the Authenticator app section and then select the type of phone you use. Use your preferred app to scan the QR code, then enter the passcode generated by your app to verify everything is set up properly and you’re done. 

Quick side note: There’s yet another, even more secure option for locking down your Google account that uses a physical security key which you can read more about here. For most people, however, carrying around an extra device isn’t a realistic option. At a minimum, you should turn on 2SV. 

Phew. That was a lot of work, but trust me, it’s worth it. 

Make sure this section has accurate information should you get locked out of your account. 

Screenshot by Jason Cipriani/CNET Check your backup contact methods

Since the time that you first set up your Gmail account, you may have changed your phone number, or ditched an old email account. So it’s a good idea to double-check your backup contact methods. This is what Google will use should you get locked out of your account to verify you’re the account owner. 

Visit this page and look for the section titled Ways we can verify it’s you. 

Click on each section — Recovery phone, Recovery email and Security question — and update them with current information. 

Again, if this information is out of date and you get locked out of your account, Google won’t be able to verify you own the account. 

If you suspect someone is accessing your account, view where your Gmail account is being accessed on the web, and force everyone to sign out. 

Screenshot by Jason Cipriani/CNET Look at account activity

It’s possible that a hacker (or an ex) is accessing your account without your knowledge. To check, sign in to your Gmail account and scroll to the bottom of the page. You’ll see a line that says “Last account activity…” 

At the end of that line, click Details to see when, how and where your account is being used. If you suspect any unkosher activity, click on the button labeled Sign out of all other Gmail web sessions and immediately change your password. 

Now that you’ve secured your Gmail account, take a few more minutes to lock down your Amazon account. Then, do the same for your Facebook account and your Apple account while you’re at it.

Comments Internet Security Computers Mobile Gmail Hacking Google Notification on Notification off How to

What to do When You Have no Down Payment For Buying a Car?

One thing that remains on the minds of car buyers is solving the dilemma of down payment. Does the dealer require you to make a down payment? Are bad credit car buyers compelled to make a down payment? Is it really necessary? When the issue of down payment is occupying a fair share of your troubles, it is best to address it so that you can move along the process of buying a car.

Why Dealers demand Down Payment from a Car Buyer?

Dealers are interested in selling their cars and earning commission. They do not care how the money is paid? Most dealers have no part in the financing process. If you do not have a pre-approved auto loan, they can help you find an auto loan in the form of dealership financing. But, how much down payment you make is not their concern.

The amount of down payment depends on your loan amount. If the lender approves you for a loan amount that covers the total cost of the car, you do not have to think about the down payment. Usually, lenders offer 70% -80% as LTV for your car. It means you have to bring money for the remaining amount.

Lenders demand higher down payment when your credit score is not excellent. A bad credit car buyer has a history of missed payments and it manifests higher risk to the lender. In order to reduce the risk factor, he may ask you bring at least 20% down payment.

What to do when you have no Money for Down Payment?

Use your Old Car

If you own a car without any lien on it, use it to reduce the cost of your new car. A cash down payment is not necessarily the only option with you. You can trade-in your old car and avoid making down payment to the dealer. If the dealer is offering little for 우리카지노 the car, you can sell it online or find a private car buyer to earn more money.

Ask for Financial Help from Parents

If you are in college or starting your first job, 우리카지노쿠폰 you will not have adequate savings for buying a car. You can ask for financial help from your parents. Many parents intend their child to have a good credit score. They want him to understand the importance of managing financials properly. And, a car can be the best way to teach financial responsibility. So, do not shy away from asking for help.

Use your Cash Gifts

You may have received cash gifts for your birthdays, graduation, wedding and other important events of your life. You can buy a car by breaking into your savings. Use the cash and reduce the loan amount. If your credit score is poor, it is best to lower the loan amount and thereby pay reduced interest.

Sell your Stuff

Organize a yard sale or sell your stuff online. It is a way of getting rid of unwanted stuff and earning money from it. Gather all the items that you do not use or 우리카지노쿠폰 will not use in the future. De-clutter your room, clean the garage and remove old items from the attic. You can even ask your family, friends and neighbors to donate their stuff for your sale.

Pick up Odd Jobs

If you can pick up an extra shift at your current job, consider it for increasing the down payment amount. If you are still studying and cannot manage a full-time job, pick up a few summer jobs to add to your savings. Think of different part-time jobs such as baby-sitting, lawn-mowing, house-cleaning, etc. to earn a few extra bucks. Just as drops can fill an ocean, several different jobs can help you make a down payment.

No Money Down Auto Loans solve your Urgent Car Buying Need

There are different ways of managing the down payment for a new car. But, every option requires time and effort. If a car is a necessity for you, you cannot wait to save money. When owning a car is the difference between a regular job and unemployment, you must not spend any time in managing down payment. In such a situation, you need a quick-fix solution in the form of no money down auto loans. The loan program helps bad credit car buyers in making faster car purchase.

Seek online auto financing companies that offer no money auto loans to bad credit car buyers. It is best to discuss your need for 우리카지노쿠폰 quick approval with the lender. When you are buying a car with no money down auto loan, remember to choose an affordable one. It will ensure a low loan amount and help you to make regular monthly payments.

Do not let your bad credit history a reason for avoiding a car. Forget worrying about down payment. CarDestination.com helps you in obtaining no money down auto loans even with bad credit score. Apply now for a low interest on your next bad credit car loan .

What to do When You Have no Down Payment For Buying a Car?

One thing that remains on the minds of car buyers is solving the dilemma of down payment. Does the dealer require you to make a down payment? Are bad credit car buyers compelled to make a down payment? Is it really necessary? When the issue of down payment is occupying a fair share of your troubles, it is best to address it so that you can move along the process of buying a car.

Why Dealers demand Down Payment from a Car Buyer?

Dealers are interested in selling their cars and earning commission. They do not care how the money is paid? Most dealers have no part in the financing process. If you do not have a pre-approved auto loan, they can help you find an auto loan in the form of dealership financing. But, how much down payment you make is not their concern.

The amount of down payment depends on your loan amount. If the lender approves you for a loan amount that covers the total cost of the car, you do not have to think about the down payment. Usually, lenders offer 70% -80% as LTV for your car. It means you have to bring money for the remaining amount.

Lenders demand higher down payment when your credit score is not excellent. A bad credit car buyer has a history of missed payments and it manifests higher risk to the lender. In order to reduce the risk factor, he may ask you bring at least 20% down payment.

What to do when you have no Money for Down Payment?

Use your Old Car

If you own a car without any lien on it, use it to reduce the cost of your new car. A cash down payment is not necessarily the only option with you. You can trade-in your old car and avoid making down payment to the dealer. If the dealer is offering little for the car, you can sell it online or find a private car buyer to earn more money.

Ask for Financial Help from Parents

If you are in college or 파라오카지노먹튀 starting your first job, you will not have adequate savings for buying a car. You can ask for financial help from your parents. Many parents intend their child to have a good credit score. They want him to understand 우리카지노 the importance of managing financials properly. And, a car can be the best way to teach financial responsibility. So, do not shy away from asking for help.

Use your Cash Gifts

You may have received cash gifts for your birthdays, graduation, wedding and other important events of your life. You can buy a car by breaking into your savings. Use the cash and reduce the loan amount. If your credit score is poor, it is best to lower the loan amount and thereby pay reduced interest.

Sell your Stuff

Organize a yard sale or sell your stuff online. It is a way of getting rid of unwanted stuff and earning money from it. Gather all the items that you do not use or will not use in the future. De-clutter your room, 우리카지노계열 clean the garage and remove old items from the attic. You can even ask your family, friends and neighbors to donate their stuff for your sale.

Pick up Odd Jobs

If you can pick up an extra shift at your current job, 파라오카지노 consider it for increasing the down payment amount. If you are still studying and cannot manage a full-time job, pick up a few summer jobs to add to your savings. Think of different part-time jobs such as baby-sitting, lawn-mowing, house-cleaning, etc. to earn a few extra bucks. Just as drops can fill an ocean, several different jobs can help you make a down payment.

No Money Down Auto Loans solve your Urgent Car Buying Need

There are different ways of managing the down payment for a new car. But, every option requires time and effort. If a car is a necessity for you, you cannot wait to save money. When owning a car is the difference between a regular job and unemployment, you must not spend any time in managing down payment. In such a situation, you need a quick-fix solution in the form of no money down auto loans. The loan program helps bad credit car buyers in making faster car purchase.

Seek online auto financing companies that offer no money auto loans to bad credit car buyers. It is best to discuss your need for quick approval with the lender. When you are buying a car with no money down auto loan, remember to choose an affordable one. It will ensure a low loan amount and help you to make regular monthly payments.

Do not let your bad credit history a reason for avoiding a car. Forget worrying about down payment. CarDestination.com helps you in obtaining no money down auto loans even with bad credit score. Apply now for a low interest on your next bad credit car loan .